How To Set Up A Bank Account On WhatsApp [Updated 2022]

WhatsApp is one of the popular messaging and voice IP applications owned by Facebook since November 2020. On WhatsApp, you will find excellent voice and video calls with encrypted text messages besides there are many features. And it might not be available in some country but recently you will get the feature to set up a bank account on WhatsApp for payment.

Once you add a bank account to the WhatsApp account you will be able to make a real-time payment, you can send and receive payment. To add a bank account to your WhatsApp account has straightforward steps, you can easily add an account. Open your account, go to the payment option, add your account, and ready to make a real-time transaction.

If you think you cant add a bank account to your WhatsApp account or you didn’t find the option to add a bank account then don’t worry, you are in the right place because today in this article we will guide you with step by step procedure to add a bank account on your Whatsapp account. So, stay with us and the full article.

How To Set Up A Bank Account On WhatsApp

If you have an authorized bank account and support international payments then you can add your bank account on WhatsApp. Follow the step-by-step procedure mentioned below to do so,

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On Android

Step for Android users to set up a bank account on WhatsApp.

  1.  Open the WhatsApp Application.
  2. If you are not logged in to your account then login to your account.
  3. Click on the Three Vertical Dots from the top right corner.
  4. Now, you will see a pop-up list of options. Choose Payments.
  5. After that under Payment methods, you will see Add Payment Method tap on it.
  6. Now, you will be asked to select your bank.
  7. You can choose one from the list or search as well to select your bank.
  8. Now, tap on the green VERIFY VIA SMS.
  9. Finally, follow the on-screen instructions to verify the code you have received.
  10. Done.

On iPhone

Step for iPhone users to set up a bank account on WhatsApp.

  1. Open the WhatsApp Application.
  2. Click on the Setting from the bottom navigation bar.
  3. Now, under Settings(Gear Icon) tap on the Payments.
  4. After that, you will see different options, tap on the Add New Payment Method.
  5. Now, search from the search box or select your bank from the list.
  6. Now, tap on the blue Verify via SMS.
  7. Finally, follow the on-screen instructions to verify the code you have received.
  8. Done.

So these are the step-by-step procedure to set up a bank account on WhatsApp using Android and iPhone. If you want to know how to send and receive payment on WhatsApp then go to the headings mentioned below.

How To Send Payment on Whatsapp

Using the Payment methods on WhatsApp, you can send money to the user who has WhatsApp pay and also the one who doesn’t have WhastApp pay and it is very easy to do so. If you want to send payment on WhatsApp then follow the steps mentioned below.

  • Open the WhatsApp Application.
  • Under CHATS, tap on the message icon and choose the user you want to transfer payment to.
  • After you open the chat with the user, click on the three dots.
  • And select Payment.
  • Now, follow the on-screen instruction and send.

That’s it, this is how you transfer payment from Whatsapp. And even if your friend doesn’t have a Whatsapp wallet then you can transfer them using another payment method and also by scanning QR code oprion.

How To Receive Payment on Whatsapp

From WhatsApp Pay

if the sender has WhatsApp pay then they will directly send it on your WhatsApp wallet follow the steps to transfer money from WhatsApp.

Doesn’t have WhatsApp Pay

If the sender doesn’t have WhatsApp pay and you need the payment anyhow on Whatsapp then you can share your WhatsApp UPI ID where they can share the transfer and it will be added to your WhatsApp Pay.

In Conclusion

Lastly, if you have your authorized bank account and want to add it to WhatsApp then here in this article you will find the step-by-step procedure to set up a bank account on WhatsApp, and send or receive payment from WhatsApp. Follow the steps mentioned above to solve your problem.

Besides if you have any queries or suggestions regarding this article then you can leave us a comment in the comment section below. I am always here to help your out with your problems.

And for more helpful guidance on WhatsApp, go to WhatsApp Tips.

Thank You.

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