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Finance

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Having a credit card hits you with lots of benefits – whether you use the regular card or a student card. If you are a college student, then owning credit cards are a great first step for you to build a good credit history. After graduation, you can apply the perks of credit cards in your career, which you are building from the past few years. A good credit history helps you to get a good job, rent…

Improving your credit score to the next level is the smart investment of both your time and discipline. Proper maintaining a good credit score plays a vital role in qualifying for loans, credit cards, and affordable interest rates. Even though, if you don’t have any immediate plans and process to apply for financing. Just think your credit score is like a number that is based on your history of borrowing and repayment. Besides, some of the cardholders are more likely…

These days credit cards become a common thing – everyone has one of them in their wallet. We purchase goods using the card on a daily basis until we reach the limit. But when it comes to paying the monthly bill payment of credit card, some cardholders only make a minimum payment. Well, it’s good to keep your account standing and to escape from the late payment fee, but that’s all you will get. You can’t escape from the…

The holiday season – a great chance for people to step away from their everyday work life and reconnect with their loved ones, friends, and family members. It gives us the suitcase full of life long best happy memories which we can never forget. Not all people enjoy the holiday season by staying in a house; some of them pack their backpack and travel around the world. They want their trip to be both comfortable and also cost-effective. There…

In this 21st century of a rapidly growing market, the prepaid debit card becomes the most common thing. Lots of people own the debit card as they become one of the essential parts of our life. In the world of numerous prepaid debit card rewards and perks, finding the best prepaid debit cards which are suitable for you is the trickiest part. That’s because some of them come with an insanely high fee, for just using its services and…

Excellent credit is certainly made a good impact on your credit card when you apply for one of them, however just because you have a good credit score doesn’t mean that your application will get approved. Many companies decide whether to approve and whom to reject despite a good score. Some of you may have faced of being denied for a new credit card even though your score is good enough for approval, right? You might get shocked, gets…

Applying for a new credit card is simple, but waiting for approval is a scary part. It just feels like taking an exam and waiting for a result. If you are a beginner and applying for a credit card, there are lots of things that you should know, which helps gives a higher chance to get approved. Using the right approval method also provides you the best credit limit, so you need to be realistic with your expectation. Whether…

We can’t completely deny the fact that the credit card makes our life a lot easier to fulfill our daily basic needs. There are various banks and Credit Card companies that offer the credit card to the individuals after meeting their predefined criteria. One of the important factors in the credit card, which plays a vital role, whether in getting qualified or increasing a credit limit, is the “Credit score.” People who have bad credit – usually a…