How to Become Member of Pentagon Federal Credit Union?

Become Member of Pentagon Federal Credit Union

Pentagon Federal Credit Union is the military-based 2nd largest financial company that helps to manage your overall financial structure. You can open online saving accounts, take personal loans and mortgage rates, use money market certificates, access to free ATMs network, including in Real state program, use credit cards, and more. It is like a bank but a non-profitable financial union.

If you want to access the service of the PenFed credit union then first you have to join the PenFed. Previously, only military or government background can become a member of the Pentagon federal credit union but now it was open for every people.

To join a PenFed credit union all you need to pass its membership eligibility requirements, and provide your personal information such as name, phone number, address, and email. Then, open the saving account with just $5 deposit and you are a member of PenFed.

In this article, we will learn to become a member of the PenFed credit union? What are the requirements to become a member of PenFed and the things you should remember before joining or applying for PenFed.

Can Anyone Join PenFed Credit Union?

Yes, anyone can join the PenFed Credit Union. It was originally created for the US military and veterans members of entire branches and other government employees. But now, it is available for every citizen.

Even though you are not from a military background but want to become a member and want to enjoy the services or you are interested to become a member of PenFed then it is always open for you.

You can pick the special box or service which you can pick during filling out the membership applications. Like, you are a member of the US government or you are a retired person of some military agencies or you live or close to the eligible location of PenFed, or are a member of some associations or you are just a normal citizen and want to join PenFed for some reasons.

Therefore, if you like to receive services of the Pentagon Federal credit union then open a saving or share account and become a part of PenFed membership.

PenFed Membership Eligibility

Penfed membership is available to anyone. If you like to enjoy the different services that PenFed provides to its users or members then you can also become the one.

There are various categories of people who are eligible for PenFed membership. So, take a look to the following category of membership eligibility for PenFed.

  • Military background officers.
  • US Army Warrant Offiers.
  • Veterans of Foreign Wars
  • Military Officers Associations of America.
  • American Society of Military Comptrollers.
  • Family members of Military officers.
  • Employees of US Government
  • Department of Defense
  • National Oceanic and Atmospheric Administration
  • Department of Homeland Security
  • US Public Health Service
  • Live near to the PenFed Eligibility Locations
  • Citizens of United State

These are the list of eligibility members who can join the PenFed credit union. So, if are qualify for any of those eligibilities then you can easily become the part of PenFed in no time and start enjoining the benefit that only PenFed member can get.

PenFed Membership Eligibility Requirements

Now, if you think you can apply for the Pentagon Federal Credit union membership then there a few requirements or criteria which you must have or follow to join PenFed. If you are eligible for the PenFed membership requirements then you can join on it. So, take a look at the following things which you will need to become a member of PenFed credit union.

  • You must be a permanent U.S citizen or at least a citizen of U.S.
  • You must submit your government citizenship or ID.
  • A person should be 18 years old.
  • You must open a savings account with a minimum of $5.

If you meet the above following criteria then you can easily join the PenFed. In case, you are not a citizen of the United State and want to apply for PenFed then it is not possible for you. Along with that, a person below 18-year-old is also not qualified to become a member of the Pentagon Federal credit union.

How to Join PenFed Credit Union?

Joining the Pentagon federal credit union and access its wide range of services is an easy task. You just need to fill up the online application form and submit to PenFed for the response to become a member.

Before that, you must pass the above-listed membership eligible requirements. But, if you think you are qualified for a perfect member of PenFed then now you have to provide the following documents or information to join the PenFed.

Go though the step-by-step process.

Note: All the eligible process or membership process form is provided within the PenFed website. You don’t have to fill out the paper form by visiting directly to the union or PenFed office.

Visit PenFed Website

First of all, open your browser and go to the official website of Pentagon Federal Credit Union (PenFed). For that simply type in the search bar and hit enter.

From there, you can apply for both membership and online banking registration.

Click on Join Now

Once you are in the homepage of the PenFed site then click on the Join Now option from upper right side menu. After that, it will redirect you to the next page on where you can start your process to join the PenFed union.

If you can’t able to load the signing or joining page of PenFed or you receive a message “server or membership application not available right now” then wait for few hours and try again later on. It will be even more better to apply for PenFed membership during the working hours or day.

Click on Join PenFed Now

Now, once again select the Join PenFed Now option or become a member today option. It will redirect you to the official membership application page of PenFed.

In case, the membership application page is taking time to load or you can’t open the page then do check your internet connection. If you are connected to a slow Wi-Fi network then it will not load the application (membership) page of PenFed.

Also Read: 8 Smart Techniques to Build Good Credit 

Fill out First Membership Form

Once you are on the PenFed membership application page then there you will see a form. So, fill out the entire form providing your normal personal information and the reason for your membership eligibility.

First, select the reason or membership eligibility options such as whether you are a retired person or a government officer or associated with some organization or normal US citizen, or more.

After that, enter your name, email address, confirm your provided email, and a home phone number.

Select Continue

After completing the above step then recheck the provided information to make sure that you’ve typed the correct detail information. Remember, the membership application is for only one time so don’t mess it out and provide the correct information.

Next, click on Continue button and move for the next page where you have to provide your detailed personal information.

Alert: Don’t take too much time to fill out the first form because there is a time limit which you can stay on a certain membership application page of PenFed. If you stay in the same page for a long time then it will automatically refresh the page and you have to start all the way from the beginning (login section).

Fill out Second Membership Form

Now, this is the main membership application form which you have to completely fill out so that it will be helpful for PenFed to eligible you for their membership or to become member of Pentagon federal credit union.

So, provide your personal information like name, address, where you live, country, number email, ZIP code, and more. It will automatically fill up the space or section of information that you have previously provided in the first form.

After that, provide the membership information such as a product of interest, your occupation, international transfers (whether you want to transfer your fund through online or not).

Next, if you want to receive your credit card bills/statement or mortgage or consolidated account statements or ITS tax statements or account alerts, disclosure and notification then you can select via Go Paperless option and tick mark all the following options. However, if you want to receive your entire PenFed monthly statements by paper then select the Postal Mail option.

Select I Agree option

Now, read the terms and conditions or agreement or disclosure of the PenFed membership and click or tick mark “I Agree” option.

Select Continue

After that, once again check your entire form or provide information to ensure that you’ve given your original and real information. If you’ve provided incorrect information then please correct it now; otherwise, it will be difficult for your to eligible for membership.

Even though you are accepted then you will face lots of issue in the future regarding your incorrect information. All your PenFed credit union statements or your account information will be sent to your provided info during filling out the form for membership.

But, if you’ve provided the correct personal information then click on Continue button.

Now, follow the rest of the steps and wait for confirmation. You will receive a PenFed membership status whether you are accepted or rejected on your provided email or phone number.


You can receive lots of facilities if you become a member of Pentagon federal credit union. You don’t need a separate bank or other financial companies, simply apply or join the PenFed and take every advantage or service that PenFed provides to its users.

To track your PenFed statement or transfer your funds easily or access your money anytime or anywhere you want, you can also download the PenFed credit union mobile app.

If you have any queries related to the PenFed union then feel free to ask in the comment section.

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